Flexible Term Health Insurance

• Policies are available for a specific number of days of coverage or you can choose a monthly payment option (30 days to 364 days and beyond).
• Designed to bridge gaps in coverage or as primary coverage for an extended time.
• Typically cheaper than traditional individual major medical plans.
• Approval based on 5-6 eligibility questions.
• Next day coverage is available.
• Freedom to choose any provider (any doctor, hospital, specialty).

This type of coverage is great for those who:

• Don’t have major medical insurance and want coverage quickly.
• Are between jobs or laid-off.
• May be a recent college graduate.
• Need a COBRA insurance alternative.
• Are waiting for other insurance coverage to be approved (underwritten, group coverage).
• Might be a temporary or seasonal employee, or are self-employed.

Flexible Term Health Insurance does not include some of the benefits of traditional plans**. Please consult with SASid, the program administrator, for full limits, restrictions and exclusions, including information on pre-certification requirements.

• Flexible Term Health Insurance is currently available in AL, AZ, AR, FL, GA, KY, LA, MS, MO, ND, NE, NV, OH, OK, OR, PA, SC, SD, TN, TX, WV, WI, WY.
• All active NAR members and REALTOR® Association staff with Member IDs in the states above are eligible to apply for coverage.
• Immediate family members (lawful spouse and/or children) may be added to a member’s plan.

Flexible Term Health Plans are available through REALTORS® Insurance Place. It features a robust selection of health and supplemental insurance options available to NAR members. Licensed benefits specialists are available to answer questions and help members enroll in plans. Consultative services are complimentary.

Have your 9-digit Member ID number handy. If you do not know your Member ID number, you may look it up here.

Smart And Simple Insurance Development (SASid) is the administrator and developer of REALTORS® Insurance Place. SASid is the long-term and trusted partner responsible for creating and managing NAR’s health insurance and wellness products, including the private Members Health Insurance Exchange, the Members Medicare Exchange, REALTORS® Dental Insurance, REALTORS® Vision Insurance, Members Telehealth, REALTORS® Core Health, Accident Deductible Protection, Pet Health Insurance, and more.

SASid has been a leader and innovator in developing and marketing insurance on the web since 1999, developing technologies and online insurance products for top insurance carriers and nationwide distribution networks. SASid is located in Janesville, Wisconsin.