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Homeownership is an important source of wealth creation, enabling current homeowners and succeeding generations to move up the economic ladder. House prices can move up and down over time due to factors such as the health of the economy, credit availability and regulatory standards, demographic shifts, lifestyle changes, and housing supply. Home prices change over time, but are homeowners more likely to gain or lose home value? This study analyzes whether homeowners are more likely to experience a home price gain or loss during the period when they hold a home.
