Risk Rating 2.0 Part 2: Impact on your Business

Skip to main content

Real Estate Topics
Real Estate Topics

Your resource for all things Real Estate. Including Legal, Agent & Broker, and Property Rights Issues.

View All
- Competition in Real Estate
  
  Local broker marketplaces ensure equity and transparency.
  
  Close
- Marketing
  
  Social Media
  
  Sales Tips & Techniques
  
  MLS & Online Listings
  
  View More
  
  Close
- Being a Real Estate Professional
  
  Starting Your Career
  
  Being a Broker
  
  Being an Agent
  
  View More
  
  Close
More
Close
Membership
Providing Membership Value

Whether you’re a new agent or an experienced broker you have access to a wide array of resources designed to help you succeed in today's market.
- Close
- All Membership Benefits
- NAR REALTOR Benefits®
  
  Bringing you savings and unique offers on products and services just for REALTORS®.
  
  Close
- Directories
  
  Complete listing of state and local associations, MLSs, members, and more.
  
  Close
- Dues Information & Payment
- Become a Member
  
  As a member, you are the voice for NAR – it is your association and it exists to help you succeed.
  
  Close
- Logos and Trademark Rules
  
  Only members of NAR can call themselves a REALTOR®. Learn how to properly use the logo and terms.
  
  Close
- Your Membership Account
  
  Review your membership preferences and Code of Ethics training status.
  
  Close
Close
Research & Statistics
Market Behavior

Including home buying and selling, commercial, international, NAR member information, and technology. Use the data to improve your business through knowledge of the latest trends and statistics.
- Highlights & News
  
  Get the latest top line research, news, and popular reports.
  
  Close
- Housing Statistics
  
  National, regional, and metro-market level housing statistics where data is available.
  
  Close
- Research Reports
  
  Research on a wide range of topics of interest to real estate practitioners.
  
  Close
- Presentation Slides
  
  Access recent presentations from NAR economists and researchers.
  
  Close
- State & Metro Area Data
  
  Affordability, economic, and buyer & seller profile data for areas in which you live and work.
  
  Close
- Commercial Research
  
  Analysis of commercial market sectors and commercial-focused issues and trends.
  
  Close
- Statistical News Release Schedule
Close
Advocacy
Representing Your Industry

NAR is widely considered one of the most effective advocacy organizations in the country.
- Advocacy Issues & News
- Federal Advocacy
  
  From its building located steps away from the U.S. Capitol, NAR advocates for you.
  
  Close
- REALTORS® Political Action Committee (RPAC)
  
  Promoting the election of pro-REALTOR® candidates across the United States.
  
  Close
- State & Local Advocacy
  
  Resources to foster and harness the grassroots strength of the REALTOR® Party.
  
  Close
- REALTOR® Party
  
  A powerful alliance working to protect and promote homeownership and property investment.
  
  Close
- Get Involved
  
  Now more than ever, it is critical for REALTORS® across America to come together and speak with one voice.
  
  Close
Close
Education
Advancing Your Career

NAR and its affiliated Institutes, Societies, and Councils offer a wide selection of real estate training options.
- All Education & Professional Development
- All NAR & Affiliate Courses
  
  Continuing education and specialty knowledge can help boost your salary and client base.
  
  Close
- Code of Ethics Training
  
  Fulfill your COE training requirement with free courses for new and existing members.
  
  Close
- Continuing Education (CE)
  
  Meet the continuing education (CE) requirement in state(s) where you hold a license.
  
  Close
- Designations & Certifications
  
  Acknowledging experience and expertise in various real estate specialties, awarded by NAR and its affiliates.
  
  Close
- Library & Archives
  
  Offering research services and thousands of print and digital resources.
  
  Close
- Commitment to Excellence (C2EX)
  
  Empowers REALTORS® to evaluate, enhance and showcase their highest levels of professionalism.
  
  Close
- NAR Academy at Columbia College
  
  Academic opportunities for certificates, associates, bachelor’s, and master’s degrees.
  
  Close
Close
News & Events
News & Events

Stay current on industry issues with daily news from NAR. Network with other professionals, attend a seminar, and keep up with industry trends through events hosted by NAR.
- Latest News
- NAR Newsroom
  
  Official news releases from NAR.
  
  Close
- REALTOR® Magazine
  
  Advancing best practices, bringing insight to trends, and providing timely decision-making tools.
  
  Close
- Blogs
  
  Commentary from NAR experts on technology, staging, placemaking, and real estate trends.
  
  Close
- Newsletters
  
  Stay informed on the most important real estate business news and business specialty updates.
  
  Close
Close
About NAR
Who We Are

America's largest trade association, representing 1.5 million+ members, including NAR's institutes, societies, and councils, involved in all aspects of the residential and commercial real estate industries.
- Mission, Vision, and Diversity & Inclusion
- Code of Ethics
- Leadership & Staff
  
  National, state & local leadership, staff directories, leadership opportunities, and more.
  
  Close
- Committee & Liaisons
- History
  
  Founded as the National Association of Real Estate Exchanges in 1908.
  
  Close
- Affiliated Organizations
- Strategic Plan
  
  NAR’s operating values, long-term goals, and DEI strategic plan.
  
  Close
- Policies
- Governing Documents
  
  Code of Ethics, NAR's Constitution & Bylaws, and model bylaws for state & local associations.
  
  Close
- Awards & Grants
  
  Member recognition and special funding, including the REALTORS® Relief Foundation.
  
  Close
- NAR's Consumer Outreach
Close
More
Browse by Section

View All
- Top Directories
  
  Find a Member
  
  Browse All Directories
  
  Find an Office
  
  Find an Association
  
  NAR Group and Team Directory
  
  Committees and Directors
  
  Close
- By Role
  
  Broker
  
  Association Executive
  
  New Member
  
  Student
  
  Appraiser
  
  State & Local Volunteer Leader
  
  Close
- By Specialty
  
  Commercial
  
  Global
  
  Buyer's Rep
  
  Senior Market
  
  Short Sales & Foreclosures
  
  Land
  
  Green
  
  Close
- Multimedia
  
  Infographics
  
  Videos
  
  Quizzes
  
  Close
More
Close

Real Estate Topics
Your resource for all things Real Estate. Including Legal, Agent & Broker, and Property Rights Issues.
- View All
- Competition in Real Estate
  Local broker marketplaces ensure equity and transparency.
- Marketing
  Social Media
  Sales Tips & Techniques
  MLS & Online Listings
  View More
- Being a Real Estate Professional
  Starting Your Career
  Being a Broker
  Being an Agent
  View More
- Residential Real Estate
  Condominiums
  Smart Growth
  Vacation, Resort, & 2nd Homes
  FHA Programs
  View More
- Legal
  Arbitration & Dispute Resolution
  Fair Housing
  Copyright
  View More
- Commercial Real Estate
Membership
Whether you’re a new agent or an experienced broker you have access to a wide array of resources designed to help you succeed in today's market.
- Right Tools, Right Now
- All Membership Benefits
- NAR REALTOR Benefits®
  Bringing you savings and unique offers on products and services just for REALTORS®.
- Directories
  Complete listing of state and local associations, MLSs, members, and more.
- Dues Information & Payment
- Become a Member
  As a member, you are the voice for NAR – it is your association and it exists to help you succeed.
- Logos and Trademark Rules
  Only members of NAR can call themselves a REALTOR®. Learn how to properly use the logo and terms.
- Your Membership Account
  Review your membership preferences and Code of Ethics training status.
Research & Statistics
Including home buying and selling, commercial, international, NAR member information, and technology. Use the data to improve your business through knowledge of the latest trends and statistics.
- Highlights & News
  Get the latest top line research, news, and popular reports.
- Housing Statistics
  National, regional, and metro-market level housing statistics where data is available.
- Research Reports
  Research on a wide range of topics of interest to real estate practitioners.
- Presentation Slides
  Access recent presentations from NAR economists and researchers.
- State & Metro Area Data
  Affordability, economic, and buyer & seller profile data for areas in which you live and work.
- Commercial Research
  Analysis of commercial market sectors and commercial-focused issues and trends.
- Statistical News Release Schedule
Advocacy
NAR is widely considered one of the most effective advocacy organizations in the country.
- Advocacy Issues & News
- Federal Advocacy
  From its building located steps away from the U.S. Capitol, NAR advocates for you.
- REALTORS® Political Action Committee (RPAC)
  Promoting the election of pro-REALTOR® candidates across the United States.
- State & Local Advocacy
  Resources to foster and harness the grassroots strength of the REALTOR® Party.
- REALTOR® Party
  A powerful alliance working to protect and promote homeownership and property investment.
- Get Involved
  Now more than ever, it is critical for REALTORS® across America to come together and speak with one voice.
Education
NAR and its affiliated Institutes, Societies, and Councils offer a wide selection of real estate training options.
- All Education & Professional Development
- All NAR & Affiliate Courses
  Continuing education and specialty knowledge can help boost your salary and client base.
- Code of Ethics Training
  Fulfill your COE training requirement with free courses for new and existing members.
- Continuing Education (CE)
  Meet the continuing education (CE) requirement in state(s) where you hold a license.
- Designations & Certifications
  Acknowledging experience and expertise in various real estate specialties, awarded by NAR and its affiliates.
- Library & Archives
  Offering research services and thousands of print and digital resources.
- Commitment to Excellence (C2EX)
  Empowers REALTORS® to evaluate, enhance and showcase their highest levels of professionalism.
- NAR Academy at Columbia College
  Academic opportunities for certificates, associates, bachelor’s, and master’s degrees.
News & Events
Stay current on industry issues with daily news from NAR. Network with other professionals, attend a seminar, and keep up with industry trends through events hosted by NAR.
- Latest News
- NAR Newsroom
  Official news releases from NAR.
- REALTOR® Magazine
  Advancing best practices, bringing insight to trends, and providing timely decision-making tools.
- Blogs
  Commentary from NAR experts on technology, staging, placemaking, and real estate trends.
- Newsletters
  Stay informed on the most important real estate business news and business specialty updates.
- NAR NXT, The REALTOR® Experience
- REALTORS® Legislative Meetings
- AE Institute
- Real Estate Forecast Summit
- C5 Summit
- Leadership Week
- iOi Summit
- All Events
About NAR
America's largest trade association, representing 1.5 million+ members, including NAR's institutes, societies, and councils, involved in all aspects of the residential and commercial real estate industries.
- Mission, Vision, and Diversity & Inclusion
- Code of Ethics
- Leadership & Staff
  National, state & local leadership, staff directories, leadership opportunities, and more.
- Committee & Liaisons
- History
  Founded as the National Association of Real Estate Exchanges in 1908.
- Affiliated Organizations
- Strategic Plan
  NAR’s operating values, long-term goals, and DEI strategic plan.
- Policies
- Governing Documents
  Code of Ethics, NAR's Constitution & Bylaws, and model bylaws for state & local associations.
- Awards & Grants
  Member recognition and special funding, including the REALTORS® Relief Foundation.
- NAR's Consumer Outreach
More

Risk Rating 2.0 Part 2

Check out the benefits of the new national flood insurance pricing system, Risk Rating 2.0: Equity in Action, for REALTORS® and policyholders.

Risk Rating 2.0 Part 2: Impact on your Business

Mar 31, 2022

Details
Transcript

Light Theme Light

Dark Theme Dark

Advertisement

Mabél Guzmán, 2022 Chair of NAR’s Insurance Committee, and FEMA Senior Executive David Maurstad discuss the benefits of the new national flood insurance pricing system, Risk Rating 2.0: Equity in Action, for REALTORS® and policyholders.

Related Content

Illustration: House resting on a life buoy ring surrounded by water

NAR Member Information Packet: FEMA Risk Rating 2.0

Check out this list of resources to help NAR members understand what is changing/not changing under FEMA's new flood insurance pricing methodology.

Flooded neighbohood streets in a Midwest town

Flood Insurance

The National Flood Insurance Program provides hundreds of thousands of dollars of flood coverage where required for a federally backed mortgage.

Latest

March 24, 2023

The Impact of DEI on Risk Management

March 23, 2023

Business & Broker Resources With Shannon Buss

March 23, 2023

Fair Housing Resources for AEs With Tessa Hultz

March 23, 2023

Grow Your Commercial Business With the NAR Archives

March 13, 2023

Spire 2023 Mentorship Program

March 9, 2023

2023 PropTech Outlook: Forecast & Trends

March 8, 2023

Parliamentary Procedure Survival Skills

March 2, 2023

Navigating a Contract Termination

March 1, 2023

2024 Committee Applications

February 23, 2023

2023 Broker Summit

Window to the Law

Window to the Law is a monthly video series that provides valuable risk management tips and information to help real estate professionals navigate legal issues facing the real estate industry.

March 2, 2023

Navigating a Contract Termination

February 7, 2023

Ensuring Impartial Appraisals

January 1, 2023

Copyright Issues for Real Estate Professionals

December 1, 2022

Legal Issues for Teams

November 1, 2022

Reduce the Risk of Misrepresentation Claims

October 1, 2022

Avoiding Wire Fraud in Transactions

September 1, 2022

Know the Rules for Using Consumer Reports

August 5, 2022

RESPA for Real Estate Professionals

July 1, 2022

Creating an Effective Data Security Plan

June 1, 2022

Protect Your Website from Copyright Liability

Next Up: Commercial Series

From the advocacy efforts to technology advances and updates on commercial industry trends, the topics in this series all relate to what’s happening in commercial real estate now and what trends are on the horizon.

August 22, 2021

After the Eviction Moratorium

July 16, 2021

Next Up: Commercial Market Insights Overview

April 22, 2021

The Next 6 Months in DC

December 29, 2020

Optimizing Commercial Listings & Syndication

October 23, 2020

Commercial Financing During Covid

October 16, 2020

Next Up: Preserving the 1031 Like-Kind Exchanges

October 1, 2020

Next Up: Eviction Moratorium & Rental Assistance

August 28, 2020

Next Up: PropTech - The Future is Now

August 3, 2020

Next Up: What's the Data Say?

June 29, 2020

1031 Like-Kind Exchanges, Insights & Updates

New AE Webinar & Video Series

These webinars and videos are an extension of the New AE Orientation, intended to provide ongoing learning on association management resources and programs to newly appointed AEs.

July 30, 2021

Finding Your Association’s Roots and More!

December 18, 2020

REALTOR® L.E.A.D. and NAR Leadership Academy

November 13, 2020

The MLS Hour: New AE Edition

November 12, 2020

NAR's Institutes, Societies, and Councils

October 22, 2020

RPR® Tools for Advocacy & Member Engagement

October 7, 2020

Core Standards for New AEs

Presidential Update

Quarterly updates on the National Association of REALTORS® from NAR Leadership.

September 21, 2022

Q3 2022 Presidential Update

May 19, 2022

Q2 2022 Presidential Quarterly Update

March 23, 2022

Market Changes and the REALTOR® Difference

July 15, 2021

Q3 2021: Make Wellness a Priority

July 15, 2021

Q3 2021: Industry Disruptors and DOJ Reversal

April 5, 2021

Q2 2021: COVID-19: The Conversation Continues

April 5, 2021

Q2 2021: COVID-19: One Year In

First-Time Buyer

The hunt is about so much more than the house. Home buying hiccups lead to tough decisions. Guided by the expertise of a REALTOR®, First-Time Buyer puts the real in real estate.

November 16, 2020

Kudos to Kandis in Phoenix

November 16, 2020

Auntie's All Over It

November 16, 2020

Moving Day Maneuvers

November 16, 2020

Try to Buy…Again

November 16, 2020

Bachelor Wants to Buy

November 16, 2020

Nashville Battle of the Burbs

November 16, 2020

Buying in Buckeye

November 16, 2020

No Money, No Problem

NAR Videos on YouTube

NAR offers additional topics online covering legislation, events, industry news and guides for both NAR members and the public. Visit NAR on YouTube

National Association of REALTORS®

18.5K subscribers

REALTOR® Party

1.57K subscribers

REALTOR® Magazine

3.66K subscribers

NAR Meetings

1.56K subscribers

Realtors Property Resource® (RPR)

4.58K subscribers

HouseLogic

1.17K subscribers

First-Time Buyer

278 subscribers

That’s Who We R (playlist)